Woman in life... The Insurance Way...

This is no typical Women oriented read... please bear with the rubbish...

Alert!!! Insurance jargon widely used.

When a boy likes a girl and proposes to her, via a Love Letter, e-mail etc., its Application Submission. The girl then Underwrites (analyses) the risk of accepting his Application. Once she is satisfied that the Application can be Approved, she Issues a Policy Document (reply to Love letter) to the Boy. Then their relationship is in Waiting status, since the girl awaits her first Present/Gift. Once the boy gifts her after receipt of the Policy Document, their relationship moves to Active status. Later on when they regularly meet at Restaurants and Discotheques, the policy/relation stays active. If there is a delay in planning such events/occasions, their relation comes to Pending conditions, thereafter the situations could go bad, resulting in a breakup, relation going to a Lapse status.

Each year they celebrate anniversaries and share dividends in the form of gifts and happiness. In course of time, the guy runs out of cash (assigning any reason like no salary rise etc.) to plan the restaurant & pub visits. If their relationship has accumulated a good will (cash value), he submits an application for getting married to the girl (we call it the Vanishing Premium provision). Once accepted, their relationship surges ahead for marriage and these two get Engaged. Then the relation runs on a machinery which is financed by the Relationship itself (might be the parents of either of the two financing the marriage). This provision is valid till they get married and the boy is forced to find a better paying job bear the marriage.

If the marriage application is rejected, the boy has to take a loan and plan the activities anyway. Sometimes when the relationship has not acquired enough good-will, and the guy runs out of cash, then the relationship is forced to go to a Lapsed status, where he can no longer afford the relationship.

Some lesser mortals, resort to quit the relationship resulting in Surrender of the gifts (accumulated good-will), when their bank balances resemble potatoes. Some other settle for a girl who is less expensive in terms of maintenance, Reduced Paid-Up provision. In some more cases, the relationship comes to a halt, where there is no future for the relationship, and they fall into Extended Term relationship. When the going gets even tougher, some guys resort to No-Contact with the girl strategy, which results in a relation Expiry.

In all the above cases, the boy can reinstate the relationship, when he has enough cash, by paying a fine and all the prior due parties etc., in a single instalment, by throwing a Re-Union Party, to every one the girl knows, might be including his friends as well.

Typically when the guy and girl get married, the guy shifts to a monthly payment basis, where the girl has access to his bank account, Pre-Authorized Cheques are used to settle the bills incurred. It is this reason that, marriages which result in girl having Cheques from boy never goes to a lapsed status.

In most cases, the is forced to take a loan, one day or the other due to burden on his shoulders, for which he needs to pay the interest. This loan, if small, it is generally due to a semi-annual non-sense party. This loan is generally paid back in EMIs on credit card.

However, when there is a responsibility of a child, the loan is a larger amount. The larger loan acquires interest on a yearly basis, in the form of the kid's education and other bills like dresses etc.

The Merchant of Venice - Saga of Emptiness

It has happened many a times that I felt like Antonio, I was sad just without assuming any reason whatsoever. And many times, I found Bassanio coming to my rescue, pulling me out of the vacuum of life. The sadness for no reason was not a pleasing effect.

However, it gave me an insight to what I have done over the years. In 22 years, I did never find myself lost in the desert, since, people at home made sure, I was always supported. Since, I've been very much attached to my family, I've been kind of a baggage which they are forced to carry. I look up to them when I am down, and they are left with no option other than helping me out. After many re-assessments, I feel my mirror was unclear due to be curtains, I put across them. I no longer feel like Antonio, he was lost in the crowd, and turned into a Shylock, the beast, disguised as Antonio. I had to rush for cover, where my identity is not revealed. I'll runaway to a place where people around would not find who I am, nor would they bother whether, I'm Antonio or Shylock...

Since, the first time, I came to know about Shylock, the Jew, I admired his persona, his dedication, sincerity and all other such qualities associated with him. But, now I am sorry for my admiration which panned out to be a drug, which I was getting addicted to slowly. My nature has turned to a silent killer, the saboteur who threw away his conscience at a time when it needed water, food and light to grow up.

I was tracked down long before I could decide upon a plan to run into hiding, and summoned in the court of law, where I was uncovered by Portia and the Shylock was shown his real face, the ugly face which he himself was hiding from. The revelation, however, brings joy, since, I have a better understanding of myself. My perception of the fear, that everyone portrayed with me, as love made me a wild animal.

My belief that we are to pay for our crimes in this life itself, has been proved right, in what I would call the journey in search of my soul.

The Rabbit and The Tortoise

I guess most of us did hear the story of the "The Rabbit and the Tortoise"...

The story you always knew...

Once in a jungle, there lived and Rabbit and a Tortoise. The Rabbit was a fast like the wind and the tortoise would need 10 slower than the Rabbit. One day, the rabbit offered to race against the tortoise to prove its superiority. The tortoise being a good friend and a humble creature, accepted the challenge to the other end of the Jungle.

The race began, rabbit ran as fast as it ever could. And the tortoise made progress at a very low pace. The rabbit stopped just inches away from the Finish line, so that it could complete the race ahead of the tortoise such that the tortoise would know of its inferiority. But, then the tortoise was too slow and was not to be found in the vicinity of the rabbit. Hence, the rabbit decides to take a quick nap while the tortoise would show itself up nearby. The tortoise kept walking at its usual pace. It was after some hours that it neared the Finish line and found the rabbit asleep. It finishes the race and becomes the Winner.

Moral: Slow and Steady wins the race.

The story that fits in place now...

Once there was a Rabbit (Dedicated employee: finishes his/her work early) and there was a lazy colleague of the Rabbit (we call him the Tortoise). These people had a task assigned by the Lion (the Manager, who is good at assigning tasks). Both of them are asked to complete the same piece of work at the end of the day.

The rabbit who is good at work, starts at a good pace, finishes his part of the work within three-fourth time. But, the tortoise is able to complete on 30% of the allocated task. So, the Lion assigns 60% of the Tortoise's task to the Rabbit. The rabbit being a dedicated employee, abides by him. The tortoise completes its share of 40% in time and leaves for home, but the rabbit required to spend an additional 20% more time to finish the task re-allocated. So, the Tortoise wins the race, emerges the Winner.

Moral: Slow and steady wins the race. As long as you have some person who exploits your competitor.

You gotta tell me who is the smarter of the Rabbit and the Tortoise in the second case...